vendredi 27 août 2021

Choosing an Online payment Processor

This is not so much a coding question but more of an architectural/advice question. Im working on a project and need to integrate with a payment processor. The two options I was thinking is Stripe and Braintree.

My Requirements are as follows:

  • Monthly recurring payments.
  • One time payments on top of recurring payments. (For upselling products)
  • Must have native experience, no leaving the app to pay bill.
  • Should be able to use ACH or Credit cards.

I have been reading through the documentations and neither companies really talk about the native experience, but DO talk alot about no code solutions, which require clients to leave the site. I am not confident which one has a better native experience, but they must have it since you dont leave the site in Lyft or Airbnb.

For recurring payments, both have built in subscriptions services, but was thinking it might just be easier for me to implement my own subscription service by using a daily cron job to check if its their billing date and simply do one time charges.

Would love to hear some advice from the community. Thanks!

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